by Hans E. Scheil | Jun 21, 2019 | Life Insurance and Legacy
Once you retire, it can seem like the need for life insurance goes away. Your children are grown and have their own jobs, your spouse has Social Security coming in every month, you have low or no loans, and your bills are a little smaller than they were when you were...
by Hans E. Scheil | Apr 18, 2018 | Life Insurance and Legacy
When a parent dies, the last thing a child wants to think about is how they are going to pay the bills. For many, this is a sad reality. There are many things that adult children might have to pay for after a parent passes, including: Income for the surviving parent...
by Hans E. Scheil | Apr 18, 2018 | Life Insurance and Legacy
According to the American Council of Life Insurers, 99% of all life insurance claims are paid to beneficiaries. This leaves 1% that are not paid – are suicide cases apart of this? This raises the question, does a suicide void one’s life insurance policy?...
by Hans E. Scheil | Apr 18, 2018 | Life Insurance and Legacy
When the whole point of life insurance is to give money to your loved ones when they need it the most, you want to make absolutely sure the right people are getting the right amount. In order to do this, you must understand what primary and contingent beneficiaries...
by Hans E. Scheil | Aug 23, 2017 | Life Insurance and Legacy
For many people, the thought of dying is easier to deal with than the thought of becoming incapacitated. What I find, is a lot of folks that are in their 60s and 70s, they don’t want to deal with the thought of incapacity. Denying the problem doesn’t make it go away....
