by Hans E. Scheil | Jan 7, 2019 | In The News, Medicare
Credit: CNBC If you get health care through the Veterans Health Administration and are nearing your 65th birthday, don’t overlook whether Medicare would make sense for you. While not all military veterans rely on VA health care, those who do might not realize they...
by Hans E. Scheil | May 17, 2018 | In The News, Long-Term Care
Credit: Next Avenue When H. Frances Reaves, of Miami, had to place her parents in long-term care facilities in 2014 and 2015, she thought it would be a relative easy, at least financially. After all, her parents had bought long-term care insurance decades earlier. But...
by Hans E. Scheil | Apr 2, 2018 | In The News
Credit: CNBC In the late 1990s, Ed McKinley fell in love with a $65,000 house by a lake in New Hampshire. The owners let him move in early and pay rent until the buying process was completed. Inside his new home, McKinley installed a modern stove, painted the walls...
by Hans E. Scheil | Mar 20, 2018 | In The News
Credit: TheStreet There are ways to avoid the risks that come with long-term care costs, with one of the most tax-efficient being the use of a traditional IRA. Seventy percent of Americans that are expected to need long-term care services at some point in their life,...
by Hans E. Scheil | Mar 19, 2018 | In The News
Credit: Consumer Reports By: Tobie Stanger Some changes are ongoing. Here’s what to consider in your tax planning process The broad-ranging Tax Cuts and Jobs Act was passed so late last year that the Internal Revenue Service is still issuing...
by Hans E. Scheil | Mar 2, 2018 | In The News, Social-Security
Credit: US News It’s not hard to see the logic. If you wait until you are 70 to take your Social Security benefit, you will receive monthly payments that are 32 percent higher than the benefits you would have received at 66, which is the retirement...
by Hans E. Scheil | Feb 25, 2018 | In The News, Social-Security
CREDIT: Nasdaq By Hans E. Scheil, CFP®, CLU®, ChFC®, CASL® When clients come to us for a financial plan their main goal is to arrange for a secure retirement. Part of that security and a major element for many retirement portfolios is Social Security. Unfortunately,...
by Hans E. Scheil | Feb 7, 2018 | In The News
Credit: TD Ameritrade “The Ticker Tape” Is it possible to file taxes for free? Yes, it is. This is not a dream. There are indeed some situations where it makes sense to do your taxes yourself and file those taxes at no cost. Of course, no two tax returns...
by Hans E. Scheil | Feb 6, 2018 | In The News
CREDIT: WNCN.com RALEIGH, N.C. (WNCN) – It’s been a volatile couple of days for the stock market and as the market turns bullish, some people with 401Ks are wondering just how they should react to those changes. Financial experts say what you have to do depends a lot...
by Hans E. Scheil | Feb 5, 2018 | In The News
Credit: WNCN.com CARY, N.C. (WNCN) – If you have money invested in the stock market, Monday wasn’t pretty. The Dow Jones average closed down 1,175 points. “A lot of people are freaking out about it,” Joshua Stanton from Apex said. “That’s quite a lot. I don’t think...
