WE HELP YOU EMBRACE THE 7 WORRIES IN RETIREMENT
THE CARDINAL GUIDE TO:
Long-Term Care Insurance
￭ For information on your personal long-term care insurance options, fill out the form below.
￭ Americans on average are living longer lives. In case this ends up being true for you, you could become frail, memory impaired, and end up needing care. The financial consequences of that care can be devastating to families paying out of pocket.
￭ Long-term care doesn’t mean you’ll end up in a nursing home. In fact, most of our clients prefer and opt into alternate options; this includes home health care, assisted living, and adult day care. Progressively more people are cared for at home with paid assistance coming in to help.
￭ Financial strategies for financing long-term care include short-term care insurance, traditional long-term care insurance, hybrid long-term care insurance, and/or a financial plan for self-insurance. These solutions can be mixed and matched to come up with your personal plan.
Long-Term Care Insurance continued.
￭ Consider a Partnership long-term care policy, which allows you to go on Medicaid while protecting some of your assets.
￭ Medicaid is a last resort to pay for your care.
￭ Get professional help from an independent insurance agent and a financial professional who specializes in eldercare and long-term care.
￭ If you are relatively affluent, there can be tax advantages in planning for long-term care.
Cardinal Lessons with Hans.
A Shopper’s Guide to Long-Term Care Insurance, published by the NAIC, helps people understand LTC and the insurance policies available.
Read the Long-term care chapter from “The Complete Cardinal Guide to Planning for and Living in Retirement”!
Call (919) 535-8261 today for a FREE quote comparison of more than 30 companies!
Making Medicare (and retirement) Easy
Our site and our agents are here to give you valuable, unbiased information about your Medicare choices. Find out more info about parts, plans, and prescriptions quickly.
Support for Life
We provide lifetime assistance with your insurance policies. We're here to help you sort through the statements, resolve unpaid claims, and search for affordable options that fit your needs. You are not in this alone.
We work for you, not the insurance companies
No more having to find the only guy in town who sells for one insurance agency. At Cardinal, we are licensed in all 50 states and D.C. with clients in every location. We sell for over 30 insurance companies, and can get you the best priced plan for your needs.
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2530 Meridian Parkway, Suite 100
Durham, NC 27713
8307 University Executive Park Dr, Suite 252
Charlotte, NC 28262
6520 Airport Center Drive, Suite 100
Greensboro, NC 27409