919-535-8261

The Complete Cardinal Guide

TO PLANNING FOR AND LIVING IN

RETIREMENT

WE HELP YOU EMBRACE THE 7 WORRIES IN RETIREMENT

THE CARDINAL GUIDE TO:
Long-Term Care Insurance 

 For  information on your personal long-term care insurance options, fill out the form below!

■ You might live a long life, and if you do, you might become frail or memory impaired and end up needing care. The financial consequences of that care can be devastating to your family.

 Long-term care doesn’t have to mean a nursing home. It includes home health care, assisted living, and adult day care. More and more, clients are cared for at home with paid assistance coming in to help.

■ Financial strategies include short-term care insurance, traditional long-term care insurance, hybrid long-term care insurance, and/or a financial plan for self-insurance. These solutions can be mixed and matched to come up with your personal plan.

 Consider a Partnership long-term care policy, which allows you to go on Medicaid while protecting some of your assets.

 Medicaid is a last resort to pay for your care.

 Get professional help from an independent insurance agent and a financial professional who specializes in eldercare and long-term care.

 If you are relatively affluent, there can be tax advantages in planning for long-term care.

The 4 Solutions for Long Term Care: Hybrid Long Term Care Insurance

The need for long term care services is going to explode as baby boomers continue to age. The big question that this presents is how these services are going to be paid for? Medicare does not pay for them.  At Cardinal, we believe there are 4 solutions to...

The 4 Solutions for Long Term Care: Self Insurance

The need for long term care services is going to explode as baby boomers continue to age. The big question that this presents is how are these services going to get paid for? Medicare does not pay for them.  At Cardinal, we believe there are 4 solutions to...

The 4 Solutions for Long Term Care: Traditional Long Term Care Insurance

The need for long term care services is going to explode as baby boomers continue to age. The big question that this presents is how are these services going to be paid for? Medicare does not pay for them.  At Cardinal, we believe there are 4 solutions to...

The 4 Solutions for Long Term Care: Short Term Care Insurance

The need for long term care services is going to explode as baby boomers continue to age. The big question that this presents is how are these services going to get paid for? Medicare does not pay for them.  At Cardinal, we believe there are 4 solutions to...

Finding a Professional Caregiver: From Mediocre to Match Made in Heaven

Guest post by Kyle Murray of Aware Senior Care. Growing old at home can be daunting as daily tasks like washing the dishes or grocery shopping become more difficult, but most people acknowledge they’d prefer to age in place. Many people will consider...

What is the Long-Term Care Partnership Program?

Getting long-term care insurance can be time consuming, stressful, and expensive; it is important to get the most out of the policy you end up choosing. If you go with a Traditional Long-Term Care insurance policy, one perk you have access to is the partnership...

Useful Documents.

A Shopper’s Guide to Long-Term Care Insurance, published by the NAIC, helps people understand LTC and the insurance policies available.

Read the Long-term care chapter from “The Complete Cardinal Guide to Planning for and Living in Retirement”!

Read the Long-Term Care chapter of “The Complete Cardinal Guide to Planning for and Living in Retirement” Workbook!

Contact Us.

Form Submission - Retirement Income Page

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Durham Office

2530 Meridian Parkway,
Suite 100
Durham, NC 27713

Charlotte Office

8307 University Executive Park Dr, Suite 252 Charlotte, NC, 28262 (704) 412 - 6494

Greensboro Office

6520 Airport Center Drive,
Suite 100
Greensboro, NC 27409

Contact
Hans@cardinalguide.com
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Saturday-Sunday: Closed
919-535-8261

Charlotte and Greensboro office visits by appointment only.

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