The Complete Cardinal Guide
TO PLANNING FOR AND LIVING IN
RETIREMENT
WE HELP YOU EMBRACE THE 7 WORRIES IN RETIREMENT
The 4 Solutions for Long Term Care: Short Term Care Insurance
The need for long term care services is going to explode as baby boomers continue to age. The big question that this presents is how are these services going to get paid for? Medicare does not pay for them. At Cardinal, we believe there are 4 solutions to...
Finding a Professional Caregiver: From Mediocre to Match Made in Heaven
Guest post by Kyle Murray of Aware Senior Care.Growing old at home can be daunting as daily tasks like washing the dishes or grocery shopping become more difficult, but most people acknowledge they’d prefer to age in place. Many people will consider hiring...
Should I Enroll in Medicare if I am still working?
In a perfect world, the day you turn 65, you retire, stop your work medical coverage, and start Medicare. While this is great in theory, most people do not live this lifestyle. According to the U.S. Bureau of Labor Statistics, 40% of people over age 55...
Give your Grandchild the Gift of an IRA
Almost every client we talk to wishes they began saving for retirement sooner. Since you can’t turn back the clock, why not improve your child, or even grandchild’s, prospects for building adequate retirement savings? What better way to teach them about money,...
Know a military vet turning 65? Here’s how Medicare can work with VA health care
Credit: CNBC If you get health care through the Veterans Health Administration and are nearing your 65th birthday, don’t overlook whether Medicare would make sense for you. While not all military veterans rely on VA health care, those who do might not realize they...
How much will Medicare cost me yearly?
We get this questions about yearly cost a lot from clients. The cost of Medicare is hard to sum up because it is so different for every person. While some parts of Medicare everyone has, there are other parts of Medicare that individuals get to choose. Due...
What do I need to do during Medicare Annual Enrollment in 2018?
There are 5 decisions you need to make every fall during the Medicare Annual Enrollment Period. The Annual Enrollment Period spans from October 15th to December 7th and is the only time certain changes can be made to Medicare coverage. Hans Scheil, CFP®...
What to do if you have a Medicare Supplement during Annual Enrollment
During the Medicare Annual Enrollment Period that takes place every fall, there are a lot of mixed messages aimed at Medicare beneficiaries about the pressing deadline of having to do something. But what exactly is this something that you need to do? The...
What is the Long-Term Care Partnership Program?
Getting long-term care insurance can be time consuming, stressful, and expensive; it is important to get the most out of the policy you end up choosing. If you go with a Traditional Long-Term Care insurance policy, one perk you have access to...
Can I get Long-Term Care Insurance with Pre-Existing Conditions?
Absolutely yes, you can get coverage for long-term care if you have pre-existing conditions. It is a misconception that you can't get coverage if you are not 100% healthy. While not having any conditions might get you a better rate, it is not impossible to...
