The Complete Cardinal Guide
TO PLANNING FOR AND LIVING IN
RETIREMENT
WE HELP YOU EMBRACE THE 7 WORRIES IN RETIREMENT
Social Security: What are Spousal Benefits?
If you have been married in the past, you are currently married, or you might marry in the future, Social Security spousal benefits matter.A short story to start off the lesson: Jane, 70, is currently collecting a $3,500 monthly Social Security check based on her...
What is changing with Medicare in 2020?
Every year Medicare changes and 2020 is no different. Below we will go over all the changes, how they will affect you, and what you need to do! Medicare Part A changes in 2020 Part A covers hospital services for Medicare beneficiaries. Most people do...
Medicare Annual Open Enrollment 2019: A complete guide to making the right decisions for you
On October 15th, the Medicare Annual Enrollment Period (AEP), sometimes referred to as Medicare Open Enrollment, started. Medicare beneficiaries have 54 days, until December 7th, to make sure they have the best coverage for 2020. What exactly are the...
A Summary of Medicare Annual Open Enrollment for 2020 Coverage
Medicare Annual Enrollment, which takes place from October 15th through December 7th every year, is underway. Most consumers rely on advertisements, seminars, or company presentations to learn about their options. These do not usually give a full picture...
What a Recession Could Mean for your Retirement
The economy has been booming for the past several years. We’ve enjoyed a period of financial ease as a country. However, the more the economy expands, the more people anxiously wait for its decline. Economist after economist speculate about when the next...
What is the Difference Between Medicare Supplements Plan F, Plan G, and Plan N?
When starting Medicare, most beneficiaries get the choice of going down two different routes. The most common route is Original Medicare (Part A and Part B) paired with a Part D prescription drug plan, and getting a Medicare Supplement. We talk about the...
How do taxes change in retirement?
Retirement brings a lot of changes, one of the most significant being the way you are receiving your income. Instead of coming from your employer, you are getting a Social Security check, possibly a pension, and then taking the rest from the saving...
Life Insurance After Retirement
Once you retire, it can seem like the need for life insurance goes away. Your children are grown and have their own jobs, your spouse has Social Security coming in every month, you have low or no loans, and your bills are a little smaller than they were...
The 4 Solutions for Long Term Care: Hybrid Long Term Care Insurance
The need for long term care services is going to explode as baby boomers continue to age. The big question that this presents is how these services are going to be paid for? Medicare does not pay for them. At Cardinal, we believe there are 4 solutions to...
The 4 Solutions for Long Term Care: Self Insurance
The need for long term care services is going to explode as baby boomers continue to age. The big question that this presents is how are these services going to get paid for? Medicare does not pay for them. At Cardinal, we believe there are 4 solutions to...
