1.

Social Security

• • What age should I start receiving Social Security benefits?

• • How does my spouses Social Security benefit affect me?

• • What happens to my benefit if my spouse dies?

2.

Medicare

• • What is Medicare? What are its Parts?

• • What is the difference between supplements and Advantage plans?

• • How does Medicare cover prescriptions?

3.

Long-Term Care

• • How do I plan for long-term care?

• • Will Medicaid pay for long-term care?

• • What kinds of long-term care insurance is available?

4.

IRAs

• • How do IRAs work?

• • What is the difference between Roth IRAs and Traditional IRAs?

• • When an I requited to start Required Minimum Distributions?

5.

Life Insurance

• • Are there different kinds of life insurance?

• • What documents do you need to be prepared for estate planning?

• • How do federal estate taxes affect estate planning?

6.

Retirement Income

• • How important is return?

• • What is risk management?

• • What is an annuity?

7.

Income Taxes

• • Is Social Security income taxed?

• • What are Medicare surcharges?

• • Can you postpone income taxes