The Complete Cardinal Guide




Your partner in choosing options with long term care, Medicare, Social Security, IRA’s, & life insurance.

Educating you on all your choices in retirement.

Cardinal Advisors will help you sort out the confusion around long-term care, Medicare, Social Security, IRAs, life insurance, and taxes.

Our process focuses on consumer education to drive your long term success, especially when it comes to creating a comprehensive retirement plan. Look around the site. Send an email, give us a call, or message us. We serve clients like you in all 50 states and D.C.

Understanding Medicare

Medicare can seem like alphabet soup – many people who are already on Medicare don’t even understand it. There are parts A, B, C, and D of Medicare and then Medicare Supplements, also with lettered plans, including G, F, and N.  If you already are on Medicare and have a supplement there are still steps you can take, starting with your supplement. All supplement plans of the same letter are exactly the same; the only difference between companies is price. Once you understand all the parts of Medicare, it’s easy to find the right path for you to take full advantage of the benefit you paid into for years. See our Medicare page to learn more here.

Social Security Planning

Social Security is a huge part of a secure retirement. Taking advantage of this benefit you have paid into for most of your life is not as simple as electing to take the benefit the month you turn 65.  As much as people will come to depend on Social Security, many do not understand some fundamental basics.

Planning for Social Security needs to be started before age 62 so you have access to all the options. If you’ve already taken your Social Security Benefit, you’re done and don’t need to worry about it anymore!

Click here to learn more.

Long Term Care Planning

Nothing will wipe out retirees savings more than long-term care. This happens because most people don’t have a plan in place; they have more difficulty accepting the possibility of incapacity than they do facing the reality of their own death. The biggest consequences of failing to plan for long-term care are suffered by the family.

There are four solutions to the problem of financial planning for long-term care.

These solutions are not mutually exclusive—they can be mixed and matched depending upon your assets, income, and personal preferences. Save your family the confusion and fear and save the money you worked hard to get; there really is a solution for everyone.

Why Buy The Book?

The financial complexities we face in retirement can be daunting. Social Security, Medicare, insurance, benefits, investments, and planning for long-term care presents many choices, challenges, and opportunities. The Complete Cardinal Guide gives you the tools you need to understand how to make informed decisions that are right for you. Get the book by clicking HERE or going to Amazon, Barnes & Noble, or by donating $10 or more to Alzheimer’s North Carolina in memory of Mary Scheil.

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Call (919) 535-8261 today for a FREE quote comparison of more than 30 companies!

Making Medicare (and retirement) Easy

Our site and our agents are here to give you valuable, unbiased information about your Medicare choices. Find out more info about Parts, Plans, and prescriptions quickly.

Support for Life

We provide lifetime assistance with your insurance policies. We're here to help you sort through the statements, resolve unpaid claims, and search for affordable options that fit your needs. You are not in this alone.

We work for you, not the insurance companies

No more having to find the only guy in town who sells for one insurance agency. At Cardinal, we are licensed in all 50 states and D.C. with clients in every location. We sell for over 30 insurance companies, and can get you the best priced plan for your needs.

Office Locations:

Durham Office
2530 Meridian Parkway, Suite 100
Durham, NC 27713
(919) 535-8269

Charlotte Office
8307 University Executive Park Dr, Suite 252
Charlotte, NC 28262
(704) 412-6494

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Medicare experts paired with financial planners - CFPs®, fiduciaries, required to put our clients first.

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